What does the Washington state insurance commissioner do?

The Office of the Insurance Commissioner is a regulatory and consumer advocacy agency. It provides volunteer advocates to help people navigate Medicare; licenses insurance companies and the individual businesses (there are 200,000) that sell insurance to consumers; regulates and audits the insurance industry; and approves premium rate hikes.

Washington’s insurance commissioners have also lobbied the Legislature for law changes that affect consumer insurance coverage and prices. For instance, Kreidler has pushed for laws that would bar tying credit scores to insurance rates. (Kreidler issued an emergency ban on the practice in 2021, but a legal battle ended it.)

The Legislature also tasked the Office last year to study how changes

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